As of 1 July 2026, all employers must pay their employees' super contributions on the same day. Treasury and the Australian Tax Office (ATO) will engage with industry and stakeholders on these changes.
We will update you as further information is available.
The methods that you can use to send your contributions for Payday Super will not change. You can use either:
Super Clearing to submit your contributions for processing via Beam.
Superannuation Processing to produce a file to upload to your clearing house or super fund.
Other methods, such as API, are not available.
To start paying superannuation each period, add Super Clearing or Superannuation Processing to your standard pay run and select dates that match the period being paid. The Remit Frequency in SGL Parameters does not limit how often you can process super.
Things to start checking now
No need to wait until July 2026 to start making changes to your Super contributions.
Review all employee superannuation details to ensure they are accurate. Suggestion would be to ask that all employees confirm and sign off on the information you have on file to verify that the details listed below are correct.
Minimum required information:
First name
Last name
Date of birth
Address
Tax File Number
Australian Business Number
Superannuation fund name and number
For SMSF's confirm ESA and bank account details
Important: The ABN in the STP2 Reporting must match the ABN on the super file for the ATO to successfully match the data. (If you pay your Salary and Wages from a different ABN to your Super payments, this will need to be addressed before submitting your STP.)
Resources
For more information from the ATO, see:
To help you get ready for, we've put together some information:
Payday Super Resource Centre - including calculators and employer guides
To find out about the training available, see MicrOpay: Payday Super Masterclass.
Things to consider
As you prepare for Payday Super, there are several important factors to keep in mind. A few key ones are listed below, with the linked resources above offering more comprehensive guidance and detail.
The impact on your cashflow. In July, you will need to pay super for the April-June quarter (if you haven't already done so) and start paying July super as part of your pay.
From 1 July 2026 Super funds need to receive payments within 7 days. Are your payroll staff available to check and correct errors and refunds? If they are part-time, is there someone else in the business who can do this to avoid penalties?
The impact of the annual concessional contributions cap replacing the quarterly caps.